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Rental Finance,
Leasing & Instalment Sale

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Rental Finance,
Leasing & Instalment Sale

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Rental Finance,
Leasing & Instalment Sale

Capital Equipment & Machinery
Aircraft, Motor/Commercial Vehicles
Commercial and Industrial Property
Corporate and Computer Equipment

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About us

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ISL offers innovative funding solutions to companies requiring flexible financing in changing times.

With over 30 years of experience we have a network of trusted partners to offer you the solution you need. Our products provide a complete solution to asset lifecycle management with cost effective strategies that reduce financial exposure.

ISL’s unsurpassed understanding of the technology business together with our unique financial products provide an original and comprehensive service to the individual needs of our customers.

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For example, the lifecycle of the IT asset is usually shorter than the traditional old economy asset and therefore has to be managed differently. With the advances in technology forever challenging us to upgrade our equipment, the need to rent this equipment is essential.

Years of dedicated service to our clients has earned us the reputation of leading independent rental company in our area of expertise.

From lap tops, CCTV, generators and VOIP to state of the art printing networks, whatever your need, we have the solution.

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We provide solutions for clients in all industries

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global_colors_info=”{}”][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||||false|false” custom_margin_tablet=”0px||||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”0px||28px||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||0px||false|false” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” width=”81%” width_tablet=”81%” width_phone=”100%” width_last_edited=”on|phone” height_tablet=”” height_phone=”0px” height_last_edited=”on|phone” max_height=”1000px” max_height_tablet=”1000px” max_height_phone=”0px” max_height_last_edited=”on|phone” 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sticky_transition=”on”][/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|desktop” module_id=”who-we-are” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”25px||||false|false” custom_margin_tablet=”-41px||||false|false” custom_margin_phone=”-24px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”

Instalment Sale,
Leasing & Rental Finance

” content_phone=”

Who We Are

” content_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#0080ff” text_font_size=”35px” text_letter_spacing=”-1px” text_line_height=”1.2em” custom_margin_tablet=”” custom_margin_phone=”35px||11px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” text_font_size_tablet=”35px” text_font_size_phone=”28px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]

Who We Are

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”

In the three decades since our founding, ISL Finance
has evolved to become a key leader in the financial
service industry.

We are a diverse team united under a single purpose:
to enable our clients to secure the products they require
without capital outlay.

” content_phone=”

In the three decades since our founding, ISL Finance has evolved to become a key leader in the financial service industry.

We are a diverse team united under a single purpose: to enable our clients to secure the products they require without capital outlay.

” content_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” text_font=”|–et_global_body_font_weight|||||||” text_text_color=”#000064″ text_font_size=”16px” text_line_height=”1.5em” custom_margin_tablet=”” custom_margin_phone=”-12px||||false|false” custom_margin_last_edited=”on|phone” text_font_size_tablet=”18px” text_font_size_phone=”17px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]

In the three decades since our founding, ISL Finance
has evolved to become a key leader in the financial
service industry.

We are a diverse team united under a single purpose:
to enable our clients to secure the products they require
without capital outlay.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”25px||||false|false” custom_margin_last_edited=”off|desktop” custom_padding=”1px|0px||0px|false|false” custom_padding_tablet=”|350px||350px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Glenda van Rooyen / Director” image=”https://isl.co.za/wp-content/uploads/2025/04/ISL-Director.svg” icon_alignment=”right” content_max_width=”160px” content_max_width_tablet=”160px” content_max_width_phone=”160px” content_max_width_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” header_text_align=”center” header_text_color=”#000064″ header_font_size=”16px” width=”40%” width_tablet=”40%” width_phone=”80%” width_last_edited=”on|phone” module_alignment=”right” custom_margin=”|0px||0px|false|false” custom_padding=”|0px|0px|0px|false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|desktop” module_alignment_tablet=”right” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Kim Adamson / Director” image=”https://isl.co.za/wp-content/uploads/2025/04/ISL-Director.svg” content_max_width=”160px” content_max_width_tablet=”160px” content_max_width_phone=”160px” content_max_width_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” header_text_align=”center” header_text_color=”#000064″ header_font_size=”16px” width=”40%” width_tablet=”40%” width_phone=”80%” width_last_edited=”on|phone” module_alignment=”left” custom_margin_tablet=”” custom_margin_phone=”20px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||0px||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|desktop” module_alignment_tablet=”left” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||||false|false” custom_margin_tablet=”0px||||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”0px||10px||false|false” custom_padding_tablet=”0px||10px||false|false” custom_padding_phone=”0px||10px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|desktop” module_id=”our-offering” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||||false|false” custom_margin_tablet=”-41px||||false|false” custom_margin_phone=”-24px||||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”0px|0px|||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”

Instalment Sale,
Leasing & Rental Finance

” content_phone=”

Our Offering

” content_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#0080ff” text_font_size=”35px” text_letter_spacing=”-1px” text_line_height=”1.2em” custom_margin_tablet=”” custom_margin_phone=”35px||11px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” text_font_size_tablet=”35px” text_font_size_phone=”28px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]

Our Offering

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”

ISL offers you, our client, the ability to secure the funding your business requires so that you can achieve your goals without capital outlay.

We believe that there is always a solution. Let us show you what is possible through collaboration.

We offer a personal, bespoke service with off balance sheet financing. Our expertise and experience will ensure that you have an efficient and streamlined lined service. We understand urgency and aim to deliver successful outcomes in as short a time frame as is possible.

” content_phone=”

ISL offers you, our client, the ability to secure the funding your business requires so that you can achieve your goals without capital outlay.

We believe that there is always a solution. Let us show you what is possible through collaboration.

We offer a personal and bespoke service. Our years of experience ensure that you have the best expertise in the business. We understand urgency and aim to deliver successful outcomes in as short a time frame as is possible.

” content_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” text_font=”|–et_global_body_font_weight|||||||” text_text_color=”#000064″ text_font_size=”16px” text_line_height=”1.5em” width=”68%” width_tablet=”68%” width_phone=”100%” width_last_edited=”on|desktop” custom_margin_tablet=”” custom_margin_phone=”-12px|0px|||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”|0px|||false|false” custom_padding_last_edited=”on|phone” text_font_size_tablet=”18px” text_font_size_phone=”17px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]

ISL offers you, our client, the ability to secure the funding your business requires so that you can achieve your goals without capital outlay.

We believe that there is always a solution. Let us show you what is possible through collaboration.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” min_height=”594px” custom_padding=”19px||4px|||” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” width=”81%” width_tablet=”81%” width_phone=”100%” width_last_edited=”on|phone” height_tablet=”” height_phone=”0px” height_last_edited=”on|phone” max_height=”1000px” max_height_tablet=”1000px” max_height_phone=”0px” max_height_last_edited=”on|phone” custom_margin=”-3px|auto||auto|false|false” custom_margin_tablet=”24px|auto||auto|false|false” custom_margin_phone=”-3px|0px||0px|false|false” custom_margin_last_edited=”on|desktop” custom_padding_tablet=”” custom_padding_phone=”” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_slider _builder_version=”4.27.4″ _module_preset=”default” height=”451px” height_tablet=”451px” height_phone=”363px” height_last_edited=”on|phone” custom_margin=”-29px||||false|false” custom_padding=”0px||407px||false|false” locked=”off” global_colors_info=”{}”][et_pb_slide _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” background_image=”https://isl.co.za/wp-content/uploads/2025/04/Our-Process.jpg” background_enable_image=”on” width=”100%” max_width=”100%” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|desktop” locked=”off” global_colors_info=”{}” sticky_transition=”on”][/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_row][et_pb_row module_id=”our-process” _builder_version=”4.27.4″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Inter|500|||||||” text_text_color=”#0080ff” text_font_size=”30px” text_letter_spacing=”-0.5px” custom_margin_tablet=”” custom_margin_phone=”49px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”]

Our Process

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”|230px||230px|false|false” custom_padding_tablet=”|230px||230px|false|false” custom_padding_phone=”|0px||0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb image=”https://isl.co.za/wp-content/uploads/2025/04/ISL-Credit-App.svg” content_max_width=”200px” content_max_width_tablet=”210px” content_max_width_phone=”260px” content_max_width_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Inter|500|||||||” header_text_align=”center” header_text_color=”#000064″ header_font_size=”16px” header_line_height=”0em” body_font=”Inter||||||||” body_text_color=”#000064″ body_font_size=”15px” body_line_height=”1.5em” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” max_width_tablet=”210%” max_width_phone=”210%” max_width_last_edited=”on|desktop” custom_margin=”33px|0px||0px|false|false” custom_margin_tablet=”|||120px|false|false” custom_margin_phone=”-22px|||0px|false|false” custom_margin_last_edited=”on|desktop” custom_padding=”|0px||0px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” custom_padding_last_edited=”on|desktop” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]

We assist you in the credit application process

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We submit the application to our funders for approval

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On approval, we deliver your rental agreement to you for signing

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Your equipment is installed

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On acceptance that the equipment has been installed to your satisfaction, and all documents have been completed, we effect payment to the supplier of the equipment.

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Our Products

RENTAL ACCESS FACILITY

Renting equipment provides an attractive alternative to the outright purchase of equipment. The rental access facility is based on the concept that for the purpose of production of income, the determining factor is NOT ownership of the asset but rather its availability for use.

In today’s world technology’s lifespan is much shorter and as a result we find ourselves having to manage the lifecycle of our IT equipment more aggressively.

The rental access facility allows you to replace a portion of the equipment during the initial contract

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RENTAL ACCESS FACILITY

In today’s world technology’s lifespan is much shorter and as a result we find ourselves having to manage the lifecycle of our IT equipment more aggressively.

The rental access facility allows you to replace a portion of the equipment during the initial contract period without penalty.

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RENTAL ACCESS FACILITY

In today’s world technology’s lifespan is much shorter and as a result we find ourselves having to manage the lifecycle of our IT equipment more aggressively.

The rental access facility allows you to replace a portion of the equipment during the initial contract

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period without penalty. You also could lengthen your rental contracts during their term, should the anticipated life of the equipment change.

For example, a three-year access facility would allow you to replace 28% of the original value of the equipment after one year, 61% after two years. The payments would naturally remain steady for three years after the replacement.

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You also could lengthen your rental contracts during their term, should the anticipated life of the equipment change.

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period without penalty. You also could lengthen your rental contracts during their term, should the anticipated life of the equipment change.

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STEPPED RENTAL

ISL can offer a rental that either increases or decreases annually by an agreed percentage. The benefit of a rental that increases annually is that if your organisation has a restricted budget that will increase annually, we will structure a payment plan that suits your budget and increase the payment in line with your cash flow requirement. Similarly, should you wish to pay more initially and reduce your payments annually we will structure a payment plan to suit your needs.

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INSTALMENT SALE AGREEMENTS

As this contract is the least flexible, we recommend this finance option to customers purchasing equipment that is not technology related. For example, commercial vehicles, where claiming the vat back, is an important aspect of managing cash flow. It is also not necessary for the contract to be flexible.

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Rent or Buy

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Companies will benefit from using TECHNOLOGY, not from owning IT.

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PAYMENT STRUCTURE

Rental provides an attractive alternative to upfront purchasing, allowing you to pay as you use rather than pay in advance. Renting improves the cash flow of your company and leaves capital or alternative funds free for investment within the business.

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OFF BALANCE SHEET

This facility could be classified as a true operating lease as confirmed by auditors with reference to the local accounting standard. ISL takes the residual risk on an operating lease, thus alleviating the need for any loss on sale write-off at expiry.

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EQUIPMENT DISPOSAL

At the end of the contract the equipment may be returned to us. Your organisation is not left with obsolete equipment. Our expertise is in re-renting the equipment to alternate tier users. The time and cost associated with disposal disappears.

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EQUIPMENT

Your business may also incorporate other equipment into the transaction. Provided there is ISL equipment in the agreement, you can include equipment such as Communication systems, Printers, Medical and factory equipment, etc.

End of Rental Term

There are three options available:

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Why ISL Finance

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In any business the type of financing chosen must first be cost effective.
The factors that are usually taken into consideration are:

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• The tax benefits?
• The life span of the equipment?
• The value of the equipment at the end of its useful life?
• The opportunity cost of utilising your working capital on capital items?
• The depreciating value of technology equipment?
• The cost of upgrading information technology?

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• The tax benefits?
• The life span of the equipment?
• The value of the equipment at the end of its
useful life?
• The opportunity cost of utilising your
working capital on capital items?
• The depreciating value of technology
equipment?
• The cost of upgrading information
technology?

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You Have Decided On The Right Equipment….
Now You Need The Right Finance.

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MAKING THE CHOICE?

• You should choose the option which results in the lowest after-tax cost to you,
and which best suits your cash flow.
• You should choose the option that gives you the flexibility you need.
• You should choose the option that offers you the most convenience and least complication.

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MAKING THE CHOICE?

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MAKING THE CHOICE?

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Contact us

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Tel : (031) 313 8000
Email: glenda@isl.co.za
Email: kim@isl.co.za

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Menu

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About Us
Who We Are
Our Offering
Our Process
Our Products
Rental Options
Why ISL Finance

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Address

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51 Claribel Road,
Morningside,
Durban,
4001

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|desktop” disabled_on=”on|on|on” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”-12px||||false|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”|300px|2px|300px|false|false” custom_padding_tablet=”|200px|2px|200px|false|false” custom_padding_phone=”|0px||0px|false|false” disabled=”on” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Glenda van Rooyen / Director” image=”https://isl.co.za/wp-content/uploads/2025/04/ISL-Director.svg” content_max_width=”160px” content_max_width_tablet=”160px” content_max_width_phone=”160px” content_max_width_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” header_text_align=”center” header_text_color=”#000064″ header_font_size=”16px” custom_padding=”||0px||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Kim Adamson / Director” image=”https://isl.co.za/wp-content/uploads/2025/04/ISL-Director.svg” content_max_width=”160px” content_max_width_tablet=”160px” content_max_width_phone=”160px” content_max_width_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” header_text_align=”center” header_text_color=”#000064″ header_font_size=”16px” custom_padding=”||0px||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Rencia Naicker / Administrative operations” image=”https://isl.co.za/wp-content/uploads/2025/04/ISL-Admin.svg” content_max_width=”160px” content_max_width_tablet=”160px” content_max_width_phone=”160px” content_max_width_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” header_text_align=”center” header_text_color=”#000064″ header_font_size=”16px” header_line_height=”1.2em” custom_padding=”||0px||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” custom_padding_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”][/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section]

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RENTAL ACCESS FACILITY

RENTAL ACCESS FACILITY

RENTAL ACCESS FACILITY

STEPPED RENTAL

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OFF BALANCE SHEET

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MAKING THE CHOICE?

MAKING THE CHOICE?

MAKING THE CHOICE?